Are you fed up with having credit card debt? And do you long for the day you will finally get credit card debt relief? Then let me tell you a couple of good reasons why you should cut up your credit card right now.
Did you know that we spend more money when we pay with credit cards than when we use cash? It’s really quite simple when you think about it. Swiping that card is just so easy compared to getting cash out of the wallet and handing it over to someone else. Maybe you can sense the psychological pain just by thinking about it.
An essential part of transforming debt into wealth is creating good habits. And good habits are much easier to maintain if the temptation to break them doesn’t exist. And if you cut up your credit cards right now you don’t have to argue with yourself if you want to use them or not when you do get tempted to use them. And without credit cards your credit card debt can’t increase. It can only get smaller and then it’s just a matter of time before you are debt free.
When you buy expensive things you will have to go to the ATM to get more cash. And that extra chance to reconsider is often enough to save you from buying stuff you don’t really need. It’s so easy to get talked into a purchase you don’t really need when you are in the store looking at the thing and being pressured by a sales person. So a few minutes on your own gives you a chance to think straight and make the right decision.
So why not get a pair of scissors and all your credit cards and get it done right now? Getting rid of your credit cards is often the most important step in becoming debt free.
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